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	<title>Love More. Live Better. A Southern Couple&#039;s Guide to Successful Living</title>
	<link>http://www.lovemorelivebetter.com</link>
	<description>An educational and motivational guide for exceptional young couples who crave financial independence but need help developing clear goals, eliminating debt, and achieving their dream of self-employment.</description>
	<lastBuildDate>Fri, 21 Oct 2011 13:08:45 +0000</lastBuildDate>
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		<title>It&#8217;s the &#8220;dog days&#8221; of August, have you started your Christmas list yet?</title>
		<description><![CDATA[I know it can be hard to think ahead to the cooler months when it&#8217;s 9000+ degrees outside, but now is the time to start planning for your Christmas/holiday spending! We have 19-20 weeks until the holiday season, and that gives you plenty of time to save up (although, you know we prefer for this [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/08/its-the-dog-days-of-august-have-you-started-your-christmas-list-yet/</link>
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		<title>Just some dialogue regarding the FAA today!</title>
		<description><![CDATA[Today, I&#8217;m not going to talk about any article, I&#8217;m just going to talk about the problems in Washington DC regarding the FAA. So, as most of us know by now (unless you live under a rock), congress passed the debt ceiling bill, and avoided some tough decisions of who and what to pay. What [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/08/just-some-dialogue-regarding-the-faa-today/</link>
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		<title>Debt limit default looming</title>
		<description><![CDATA[Well, we&#8217;re closing in on the debt limit default. It&#8217;s just a few days away, and, this article is some of the latest information coming out of the media and out of Washington DC. Currently, house Speaker Boehner is putting another bill to vote, but, just like the Cut, Cap &#038; Balance bill the house [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/07/debt-limit-default-looming/</link>
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		<title>College tuition hikes and what you need to know</title>
		<description><![CDATA[Today I wanted to share a sad little article I found on CNN money&#8217;s website about a 12% tuition hike in California this upcoming semester. Tuition hikes. This situation isn&#8217;t limited to California. All across the nation this happens. I can&#8217;t remember how often it happened while I was in college, but, it was relatively [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/07/college-tuition-hikes-and-what-you-need-to-know/</link>
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		<title>Saving money on your road trip vacation!</title>
		<description><![CDATA[Today I read a great blog post about ways to save money while on a road trip in the U.S. This post, on Forbes.com, has many good tips for the cash strapped traveler. My favorite tips were: 1) Pack a cooler- this is a must for a road trip, but I would go a step [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/07/saving-money-on-your-road-trip-vacation/</link>
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		<title>A bright idea the government needs to consider</title>
		<description><![CDATA[For many of us, these last few years of uncertain financial and job security have helped to open our eyes. We&#8217;ve started paying more attention to our finances and the nation&#8217;s economy as well. So, what&#8217;s one thing many of us have noticed? The government monkeys with the economy and business markets TOO much! Their [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/06/a-bright-idea-the-government-needs-to-consider/</link>
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		<title>Motivation for your money</title>
		<description><![CDATA[We all have moments where we worry whether or not we&#8217;re saving enough money. Even the least responsible person must have misgivings about it on occasion (at least I tell myself that; it helps me sleep better!). This is why we suggest a bi-annual budget committee meeting. It&#8217;s a great way to &#8220;tune up&#8221; your [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/06/motivation-for-your-money/</link>
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		<title>You should be paying attention to Greece</title>
		<description><![CDATA[I know a lot of times younger people (or just people in general) like to skip watching the news and keeping up with current events (probably because they&#8217;re generally depressing), but you should be paying attention to Greece. So, put in simple terms, what&#8217;s going on in Greece? The people and the government of that [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/06/you-should-be-paying-attention-to-greece/</link>
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		<title>Creative ways schools are saving money!</title>
		<description><![CDATA[Hello readers! Today I found an article that both made me happy and made me cynical. This article, which I found on CNN Money, tells how schools are getting creative and posting their yearbooks online, for students to purchase them, as a way to save money. I think this is a fabulous idea! It&#8217;s great [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/06/creative-ways-schools-are-saving-money/</link>
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		<title>Cool website to help you save money</title>
		<description><![CDATA[Today I wanted to share a website with our readers that I discovered thanks to an interview the website author gave on CNN, about his money saving trips to the grocery store! The website, WeUseCoupons, has access to all the big coupon providers, along with a TON of virtual classes on how to use coupons [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/06/cool-website-to-help-you-save-money/</link>
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		<title>Why SCG Checkbook isn&#8217;t web-based&#8230;yet.</title>
		<description><![CDATA[So, we&#8217;ve had a couple of people ask why we chose to make SCG Checkbook a desktop application, and not a web-based application. Allow me to tell you why this is a FEATURE! A little back story: My husband is in the security industry, and so he knows the value of keeping things safe. A [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/05/why-scg-checkbook-isnt-web-based-yet/</link>
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		<title>Half of all Americans are financially fragile. If that&#8217;s you, we can help change that!</title>
		<description><![CDATA[Well, I&#8217;d first like to start off by sharing (in case you missed the banners or announcements on Facebook, Twitter etc.) that we have our checkbook and budgeting software up for sale! Yay! I know you all want to go buy it right now! Right? Why am I so certain you want or need to [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/05/half-of-all-americans-are-financially-fragile-if-thats-you-we-can-help-change-that/</link>
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		<title>Life lessons</title>
		<description><![CDATA[You know, your favorite Southern Couple just wants to go on the record as stating that we have the best friends in the world! They are always forwarding us so many great articles that are worth sharing that sometimes we have too many to share! It&#8217;s a good problem to have! This week we are [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/05/life-lessons/</link>
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		<title>It&#8217;s as I&#8217;ve said before, we&#8217;re all broke!</title>
		<description><![CDATA[While checking out the news this morning, I saw this article on CNN Money about how long we&#8217;ve been in a debt rut and the problem with trusting statistics. The main problem, according to the article, is that the GDP tracks consumption, not wealth generation. What does that mean? It means it tracks all your [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/05/its-as-ive-said-before-were-all-broke/</link>
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		<title>Advice for recent college graduates</title>
		<description><![CDATA[Since it&#8217;s graduation season, I thought it appropriate to share this article from The Huffington Post, with tips and advice for college grads. My favorite? Lower your expectations of what real life is. Why is that my favorite? Because as much as I believe that we should take charge and have the life we want [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/05/advice-for-recent-college-graduates/</link>
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		<title>How to buy your happiness, if it&#8217;s possible.</title>
		<description><![CDATA[We all know that I&#8217;m a big supporter of delayed gratification and saving your money, but, are there better ways to spend your blow money to make you happy? According to this article on the Wall Street Journal&#8217;s website, there definitely are! Check out the descriptions in the article(they are worth the read) but here&#8217;s [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/05/how-to-buy-your-happiness-if-its-possible/</link>
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		<title>Renting, hoarding and saving money</title>
		<description><![CDATA[This morning while reading some news, I ran across this article on CNN Money about the correlation between rises and falls in the number of renters in the market and the number of storage spaces rented at a time. Not surprising, they rise and fall together, since when you rent a space you typically need [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/04/renting-hoarding-and-saving-money-2/</link>
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		<title>Renting, hoarding and saving money</title>
		<description><![CDATA[This morning while reading some news, I ran across this article on CNN Money about the correlation between rises and falls in the number of renters in the market and the number of storage spaces rented at a time. Not surprising, they rise and fall together, since when you rent a space you typically need [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/04/renting-hoarding-and-saving-money/</link>
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		<title>Let me tell you about the Real Housewives</title>
		<description><![CDATA[As many of you know, along with our Southern Couple&#8217;s Guide company, I am a stay at home mom. What some of you may not know is that I watch the Real Housewives shows on Bravo TV. Now, before most of you decide I&#8217;m nuts, let me tell you why. I watch it like I [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/04/let-me-tell-you-about-the-real-housewives/</link>
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		<title>Do you budget for special occasions?</title>
		<description><![CDATA[With my birthday fast approaching, it got me thinking about how we handle special occasions, and I thought I&#8217;d pass it along, in case it inspired you to get a grip on your budget! With our budget, we have bi-annual budget committee meetings; one in the summer and one at the beginning of the year. [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/04/do-you-budget-for-special-occasions-2/</link>
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		<title>Do you budget for special occasions?</title>
		<description><![CDATA[With my birthday fast approaching, it got me thinking about how we handle special occasions, and I thought I&#8217;d pass it along, in case it inspired you to get a grip on your budget! With our budget, we have bi-annual budget committee meetings; one in the summer and one at the beginning of the year. [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/04/do-you-budget-for-special-occasions/</link>
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		<title>Government shutdown pending, do you have your emergency fund funded?</title>
		<description><![CDATA[Hey guys and dolls! Just wanted to pop on here and remind you of yet another reason why it&#8217;s good to have an emergency fund; the government! If you&#8217;re a federal non essential employee, you could be on vacation next week without pay if the government shuts down&#8230;do you have the cash to cover your [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/04/government-shutdown-pending-do-you-have-your-emergency-fund-funded/</link>
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		<title>It&#8217;s as we expected, prices are going up!</title>
		<description><![CDATA[Well fellow consumers, we are starting to hear buzz and see articles like this one at CnnMoney, where it has become apparent that businesses are raising their prices thanks to a few years of lower demand from us(our demand is up a little finally), and higher prices from their suppliers. This, I imagine, isn&#8217;t news [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/03/its-as-we-expected-prices-are-going-up/</link>
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		<title>SCG Checkbook Software Update</title>
		<description><![CDATA[I have some very good news for our readers; the Southern Couples Guide Checkbook Software is very close to being completed! We are dotting the &#8220;I&#8217;s&#8221;,crossing the &#8220;T&#8217;s&#8221; and adding the final bells and whistles! It will have all the functionality that you need to budget you money, balance your checkbook and just GET IT [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/03/scg-checkbook-software-update/</link>
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		<title>Helpful tidbit for our readers!</title>
		<description><![CDATA[I know that dealing with banks can be a hassle.  Let&#8217;s face it, we&#8217;ve all had a bad experience with one bank or another at some point in our lives.  My personal least favorite situation is when the right hand doesn&#8217;t know what the left hand is doing and no one can give you a [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/03/helpful-tidbit-for-our-readers/</link>
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		<title>A solution for people who want to pay more on their taxes!</title>
		<description><![CDATA[A friend of mine sent me this link that truly did make me laugh out loud!  Apparently, you can donate money to help lower the national debt!  That&#8217;s right!  For those of you who think you don&#8217;t pay enough in taxes every year, you can donate even more to help the country battle its overspending! [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/02/a-solution-for-people-who-want-to-pay-more-on-their-taxes/</link>
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		<title>Girl Scouts to cut some flavors!</title>
		<description><![CDATA[It&#8217;s Girl Scout cookie time! Time for the door to door sales, the cookie stands in front of the big box stores, and the order forms being passed around at work.  Usually, that is big news in itself.  What&#8217;s the really big news this year?  Some regional areas won&#8217;t be offered the full menu of [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/02/girl-scouts-to-axe-some-flavors/</link>
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		<title>Don&#8217;t be scared of Valentine&#8217;s Day if you&#8217;re dating someone!</title>
		<description><![CDATA[Valentine&#8217;s Day is always entertaining to me.  So funny to see something so simple make men either run and hide or get on  their soapbox on principle.  Truly a funny sight!  I&#8217;m here to tell you though that you don&#8217;t have to be scared! If you&#8217;ve read us before, and you&#8217;re married, then you know [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/02/906/</link>
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		<title>Possible savings on phone and cable bills!</title>
		<description><![CDATA[I&#8217;ve got a couple of great websites to check if you&#8217;re looking to save on your phone and cable bill (and who isn&#8217;t, right?).  Check out billshrink.com and lowermybills.com to see what other businesses are charging for the same service, then call your company and ask for the customer retention department, who, as the name [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/01/possible-savings-on-phone-and-cable-bills/</link>
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		<title>Paychecks might be increasing, but many of us won&#8217;t notice.</title>
		<description><![CDATA[I just wanted to pop in today and share an article I found on CNN Money that found that wages  are predicted to increase SLIGHTLY this year, based on 2 separate studies (read the article here).  The increase is expected to go to 2.8% this year, up from 2.7% last year.  This means $38 extra [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/01/paychecks-might-be-increasing-but-many-of-us-wont-notice/</link>
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		<title>New year, new plans for 2011!</title>
		<description><![CDATA[So, I&#8217;ve decided to try and find the time (here and there) to start posting here again!  However, since it&#8217;s a new year, I decided to reassess the way I have been approaching things, and, since there are many other websites that post daily deals and tips, I&#8217;m going to point our readers in their [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2011/01/new-year-new-plans-for-2011/</link>
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		<title>A better way to win those eBay auctions&#8230;</title>
		<description><![CDATA[I love looking on eBay,  They have so much stuff!  Used or new, you can find all kinds of interesting things on there.  Frankly, however, it can be a pain in the butt!  It irritates me that they overcharge on the shipping, and, if you really want something, you have to use the &#8220;buy it [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/07/a-better-way-to-win-those-ebay-auctions/</link>
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		<title>Sanity and working together&#8230;</title>
		<description><![CDATA[There are many differences between good strong relationships and relationships that struggle.  We have discussed some of them in the past, but another characteristic of a strong relationship is working together.  When you work together as a couple, it keeps you sane, especially when you have a burden on your relationship.  In our case, a new [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/07/sanity-and-working-together/</link>
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		<title>Why generics are awesome&#8230;</title>
		<description><![CDATA[I have said many times before, that buying generic will save you lots of money, but today I have a very good example  of how a couple of little things can save you lots of money. As our regular readers are aware, your favorite southern couple now has a daughter.  At around a month old, her requirements [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/07/why-generics-are-awesome/</link>
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		<title>What a teen should do with their job earnings&#8230;</title>
		<description><![CDATA[Today&#8217;s article  is from CNNMoney.com, titled Teach you teen paycheck savvy, and gives good tips for ways to steer your teenager toward a financially sound future.  What tips does it offer?  Read on: Taxes &#8211; Gross versus Net, FICA versus income taxes&#8230;it&#8217;s all confusing to a teenager.  Actually, it&#8217;s confusing to a lot of adults [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/07/what-a-teen-should-do-with-their-job-earnings/</link>
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		<title>Happy 4th of July weekend.</title>
		<description><![CDATA[Due to a very fussy baby, there will be no post today.  We apologize, and hope that all of our readers have a fun and safe holiday weekend.  Happy Independence day!]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/07/happy-4th-of-july-weekend/</link>
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		<title>It&#8217;s important to remember how lucky we are&#8230;</title>
		<description><![CDATA[A friend sent me an article that talks about Warren Buffett&#8217;s opinion on the lottery of birth.  Based on the world&#8217;s current population, out of every 100 people, 5 will be born in the U.S., and only half of them will be above average intelligence! With this information in mind, if you&#8217;re reading this article as [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/06/its-important-to-remember-how-lucky-we-are/</link>
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		<title>Nix the bottled water&#8230;</title>
		<description><![CDATA[Well, your favorite southern couple is happy to say that we are now a family of 3, with our daughter Claire born the weekend before last.  With new routines and schedules in mind, this tip will be short and sweet.  We&#8217;re recommending that you stop buying bottled water, in favor for either water straight from [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/06/nix-the-bottled-water/</link>
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		<title>Wasting money&#8230;</title>
		<description><![CDATA[I found a great article for today on Walletpop.com, titled 10 products you&#8221;re wasting your money on.  Not only is the article funny, but it does point out several things that people buy/spend money on that are unnecessary.  My favorite item on the list has to be weddings, since I have somewhat of a personal [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/06/wasting-money/</link>
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		<title>Father&#8217;s Day gifts for the frugal shopper, and neat ideas for the NEW DADDY!</title>
		<description><![CDATA[Last month we posted some ideas for the frugal shopper looking to get mom something special for Mother&#8217;s Day, and now, with Father&#8217;s Day fast approaching, we&#8217;ve decided to post several links to websites that have some great tips for the gift givers!  For ideas on inexpensive gifts for Father&#8217;s Day, check out the following [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/06/fathers-day-gifts-for-the-frugal-shopper-and-neat-ideas-for-the-new-daddy/</link>
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		<title>An easy way to increase your business revenues&#8230;</title>
		<description><![CDATA[One of the most important things in an entrepreneurs bag of tricks is their ability to obtain new customers and build their business more.  The more people you talk to/network with, the more people will want to try your service or buy your product.  A great way to increase your brand power and obtain new [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/06/an-easy-way-to-increase-your-business-revenues/</link>
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		<title>Tips for executing a will&#8230;</title>
		<description><![CDATA[Today, I&#8217;m writing about and article I found after being inspired by an article on CNNMoney.com titled What an executor must know before a parent dies.  Basically, I found the article on CNN Money to be lacking, and so I did some digging around and found a more in depth and comprehensive checklist (obviously not meant to replace [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/06/851/</link>
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		<title>Paying attention to your family&#8230;</title>
		<description><![CDATA[Yesterday, my beloved sent me an article about a family that is so attached to their &#8220;tech&#8221; (AKA their gadgets, like phones, MP3 players, laptops, video games etc.) that they spend time with each other without spending time with each other.  They have so many distractions that they can&#8217;t function as a normal family.  The 2nd grader [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/06/paying-attention-to-your-family/</link>
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		<title>AAA is more than just for flat tires&#8230;</title>
		<description><![CDATA[Today I wanted to talk about the advantages of a AAA membership.  The cost of the &#8220;Classic&#8221; membership, AKA the cheapest membership runs between $65 and $85 a year (for the first person, with additional members costing a small additional fee), and comes with many more advantages than just flat tire repair.  Along with the [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/06/aaa-is-more-than-just-for-flat-tires/</link>
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		<title>Something sweet?  How about free doughnuts TODAY!</title>
		<description><![CDATA[Today&#8217;s article is about National Doughnut Day, which is today, June 4, 2010!  The article, Honor history and eat a (free) doughnut, by Teresa Mears, tells the history of the doughnut (who knew that National Doughnut Day started in 1938 as a fund-raiser for the Salvation Army??) with regard to the U.S.  and all kinds [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/06/something-sweet-how-about-free-doughnuts-today/</link>
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		<title>Birds of a feather save money together&#8230;</title>
		<description><![CDATA[While checking out some websites the other day, I ran across a quote from a co-founder of WiseBread.com, another personal finance blog that has some good tips.  The quote says &#8220;Good money management is a lifestyle. If you surround yourself with people who share the same values, you&#8217;re more likely to stay on track&#8221;.  This [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/06/birds-of-a-feather-save-money-together/</link>
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		<title>Memorial Day!</title>
		<description><![CDATA[Today I just wanted to take a moment to remind all what Memorial Day is really about.  I know most of us celebrate with days off from work, cookouts, boat rides etc., but the holiday is actually about remembering our fallen military servicemen and women for all of their sacrifices.  The holiday used to be [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/05/memorial-day/</link>
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		<title>The lottery is robbing potential millionaires&#8230;</title>
		<description><![CDATA[In a new post on The Consumerist, the author shared that a recent study found that poor people, those making under $13,000 a year, spend 9% of their income on lottery tickets.   As sad as this fact is, it gets worse if you think about it. So, I did a little math, and if these [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/05/the-lottery-is-robbing-potential-millionaires/</link>
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		<title>What it truly means to live within your means!</title>
		<description><![CDATA[We all know that living within your means is, in its most basic form, living within your household budget.  However, I wanted to point out that there are many other ways that we overspend at work, for example, that can be adjusted and will help more people than just ourselves! Let&#8217;s talk about being a [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/05/what-it-truly-means-to-live-within-your-means/</link>
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		<title>Refinancing to save long term&#8230;</title>
		<description><![CDATA[Lots of people like to talk about refinancing your home to save money on your monthly payment, and it&#8217;s true that if you&#8217;re struggling to make your payment, this will help you in the short term, but what if you aren&#8217;t struggling to make your payment?  Should you refinance?  Well, if you&#8217;re on a 30 [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/05/refinancing-to-save-long-term/</link>
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		<title>Words of wisdom for the new graduate!</title>
		<description><![CDATA[I found a very interesting article on CNNMoney.com today, featuring some practical and funny advice for those  people graduating from school (whether that be high school, trade school or college).  The article, titled 3 things to tell a new graduate, lists the following bits of advice, in no particular order (at least, I hope it&#8217;s not [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/05/words-of-wisdom-for-the-new-graduate/</link>
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		<title>The power of your thoughts&#8230;</title>
		<description><![CDATA[I read a quote earlier this week, and it inspired me to write this post.   The CEO of Independent Means, Joline Godfrey, was quoted on CNNMoney.com as saying that we should &#8220;Raise our children to make a job, not just take a job. If they don&#8217;t know how to create a plan, they&#8217;ll always be [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/05/the-power-of-your-thoughts/</link>
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		<title>Trimming home insurance costs&#8230;</title>
		<description><![CDATA[It&#8217;s time for spring cleaning, and in our opinion, that should include cleaning up your budget and bills.  Given that information, today I wanted to offer a few tips on cutting the cost of your homeowners insurance.  Here are a few ideas: Raise your deductible to $1,000 &#8211; Let&#8217;s face it&#8230;if you &#8216;have to use [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/05/trimming-home-insurance-costs/</link>
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		<title>Update on Microsoft Office for free!</title>
		<description><![CDATA[Today we&#8217;re sharing an article titled Like free software?  You&#8217;ll love Microsoft Office 2010, that is an update to a previous post on our website.  As of this past Wednesday, Microsoft released its Office 2010 Suite to businesses around the globe, and is planning a release date in June for individual consumers.  Why is this [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/05/update-on-microsoft-office-for-free/</link>
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		<title>Planning for the future&#8230;</title>
		<description><![CDATA[Whether or not you&#8217;re in high school, college or are already out in the world in an established career, you have to plan for your future.  As a person already in an established career, you continually have to plan for retirement (which we talk about all the time).  This is a normal practice in life.  [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/05/planning-for-the-future/</link>
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		<title>Interesting and controversial way to make money!</title>
		<description><![CDATA[Our regular readers know the types of suggestions that we typically make for making extra money, so this might come as a shock to you, but today, we wanted to suggest making money by selling your eggs or sperm! While goofing off this weekend, we ran across this article and this article that talked about [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/05/interesting-and-controversial-way-to-make-money/</link>
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		<title>Looks like cable TV is on its way out!</title>
		<description><![CDATA[Today&#8217;s article is from CNNMoney.com, and is titled 1 in 8 to cut cable and satellite TV in 2010.  As the title of the article indicates, it appears that there has been a shift in the public mentality regarding our television viewing.  The article points out that around 90% of U.S. households subscribe to some [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/05/looks-like-cable-tv-is-on-its-way-out/</link>
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		<title>Creative Mother&#8217;s Day ideas on the cheap!</title>
		<description><![CDATA[With mother&#8217;s day literally right around the corner, it&#8217;s time we discuss some fun and inexpensive ways to treat her on her special day.  You see, just because it&#8217;s a holiday, it doesn&#8217;t mean that that gives you a free pass to spend like crazy on gifts when you are trying to get out of [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/05/creative-mothers-day-ideas-on-the-cheap/</link>
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		<title>Save money on portraits!</title>
		<description><![CDATA[Today I wanted to share a tip for saving money on portrait buying for new parents.  Olan Mills, the national photographers, offer a special for new parents to receive FREE photographs of their newborn!  The New Baby Portrait Special offers parents  one 8 x 10, two 5 x 7s, and 8 wallet portraits all for free!  Now, [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/05/save-money-on-portraits/</link>
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		<title>Tools to help you figure out your financial health!</title>
		<description><![CDATA[Today we&#8217;re not talking about an article, but a really cool tool I found on CNN Money&#8216;s website.  This tool is a Financial Health Calculator, and basically you plug in your specific money and retirement plans, and it walks you through it&#8217;s process, telling you if you&#8217;re finances are on track to retire without any problems.  [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/04/tools-to-help-you-figure-out-your-financial-health/</link>
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		<title>You&#8217;ve paid off your debt&#8230;now what?</title>
		<description><![CDATA[We talk a lot about ways to save money and get out of debt on this website, but we don&#8217;t always talk about what happens when you&#8217;ve followed these tips and find yourself out of debt.  Today, I want to discuss what you should be doing once you find yourself there. Well, the first thing you should notice [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/04/youve-paid-off-your-debt-now-what/</link>
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		<title>House buying when you&#8217;re learning to be frugal.</title>
		<description><![CDATA[I always wonder why people buy the size/amount of house they don&#8217;t need.  They look for 5ooo square feet (minimum?), hardwood, chef&#8217;s kitchen, marble this and that with several acres (where you can find it) of land etc. house.  This is the silliest thing I&#8217;ve ever seen.  One of the things your favorite southern couple [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/04/house-buying-when-youre-learning-to-be-frugal/</link>
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		<title>And, once again, the savings rate is falling!</title>
		<description><![CDATA[I cannot even begin to tell you how disappointed I was to discover that the savings rate for the United States has begun to decline again! Today we have a blog post about the United States savings rate, and how it has begun to decline. Visit this website to see the current rate, which is [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/04/and-once-again-the-savings-rate-is-falling/</link>
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		<title>90 days same as cash&#8230;what a ripoff!</title>
		<description><![CDATA[Anything that sounds too good to be true is too good to be true.  Of this, I am sure.  The 90 days same as cash gimmick definitely qualifies as something that sounds great, but really isn&#8217;t.  Never ever fall for it.  Why?  I&#8217;ll tell you&#8230; When a person agrees to a 90 days same as cash [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/04/90-days-same-as-cash-what-a-ripoff/</link>
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		<title>Saving time and money!</title>
		<description><![CDATA[Today I am adding a new category to our posts: Saving time.  I feel that saving time is a great compliment to saving or making money, because the more time you save on &#8220;grunt work&#8221; tasks, the more time you have to strategize on your savings and the more time you have to work and [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/04/saving-time-and-money/</link>
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		<title>Bad news if you plan on retiring with a nest egg&#8230;</title>
		<description><![CDATA[Today&#8217;s article. 2009 Tax Season: Last Good Year for High-Earning Americans? is short and sweet, but very important.  Now, I know many of you will read what it has to say and decide that it has nothing to do with you, but the fact of the matter is that if you plan on retiring with [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/04/bad-news-if-you-plan-on-retiring-with-a-nest-egg/</link>
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		<title>The single person&#8217;s struggle with bills and budgets&#8230;</title>
		<description><![CDATA[We talk a lot about couples on our website, but we aren&#8217;t oblivious to the fact that many of our readers are single, and that our single readers have different needs and questions than our other readers.  Our single readers have no one to be accountable to except themselves.  They have to do everything on [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/04/the-single-persons-struggle-with-bills-and-budgets/</link>
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		<title>A neat way to save when you need some tools!</title>
		<description><![CDATA[Once spring rolls around, as it has this year, many of us find ourselves making plans for all of the things we&#8217;d like to do around the house.  From simple projects like adding new flowerbeds to large scale remodeling of a room, we want to make improvements to the place we spend the most time [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/04/a-neat-way-to-save-when-you-need-some-tools/</link>
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		<title>Money education for high schoolers and college students.</title>
		<description><![CDATA[I stumbled across an article on Fox Business titled How to Speak Money Fluently, which led me to another website, FoolProofMe.com.  FoolProofMe.com is what I want to talk about today. Normally I am a big fan of Dave Ramsey&#8217;s School Curriculum, and although I still am, FoolProofMe has one feature that Dave Ramsey&#8217;s education tools [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/04/money-education-for-high-schoolers-and-college-students/</link>
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		<title>Digging ourselves out of the hole our parents dug for us.</title>
		<description><![CDATA[One of the hardest things a person can do is admit the faults of their loved ones.  We don&#8217;t want to say hurtful things about someone we care about, especially if we have to say it to their face, but sometimes, it is necessary to admit those faults.  Not with anger or mean spirit, but [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/04/digging-ourselves-out-of-the-hole-our-parents-dug-for-us/</link>
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		<title>Baby clothes cheap!</title>
		<description><![CDATA[If you are already a parent, this tip will probably not come as a shock to you, but if, however you are pregnant or a first time parent, this tip could save you a lot of money: Shop consignment baby stores! Your favorite southern couple has a little announcement to make: We are about to [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/04/baby-clothes-cheap/</link>
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		<title>&#8220;Free&#8221; credit reports&#8230;</title>
		<description><![CDATA[Today&#8217;s article, End of the &#8220;free&#8221; credit report, is a great excuse for me to talk about a topic that I&#8217;ve wanted to address for a while:  The so called &#8220;free&#8221; credit report.  Lots of companies offer so called &#8220;free&#8221; credit reports, but many of their claims aren&#8217;t worth a hill of beans.  Once you [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/04/free-credit-reports/</link>
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		<title>More about tax refunds and a friendly reminder.</title>
		<description><![CDATA[I was in the locker room at the gym the other day and overheard a conversation that disappointed me.  It was a discussion about tax refunds, and the 2 women were discussing how desperately they needed their tax refunds to pay off this and that.  I felt for them.  I mean, I know that they [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/03/more-about-tax-refunds-and-a-friendly-reminder/</link>
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		<title>Great tip for those unused gift cards!</title>
		<description><![CDATA[Whether it is our birthday, Christmas, Valentine&#8217;s Day, or some other occasion, at some point we all have received a gift card to a store, restaurant etc. that we&#8217;d rather not have received.  Most of us upon seeing it probably all think the same thing,  &#8221;What am I going to do with this???&#8221;.  In the [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/03/great-tip-for-those-unused-gift-cards/</link>
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		<title>How innovating can save you&#8230;if you don&#8217;t wait too long to do it!</title>
		<description><![CDATA[It&#8217;s probably been awhile since most of us have thought about the once magnificent movie giant Blockbuster, but they are about to be on our radar once again!  Today&#8217;s article, Blockbuster is bleeding to death, is a lesson to us all in why it&#8217;s important to innovate. Now, in the case of Blockbuster, I am [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/03/how-innovating-can-save-you-if-you-dont-wait-too-long-to-do-it/</link>
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		<title>Tolerance.</title>
		<description><![CDATA[There are a thousand wonderful traits a person can have, and a worthwhile trait of note is tolerance.  Tolerance, simply put, is enduring hardship or having patience.   I&#8217;m talking about more than just being tolerant of other races and religions.  I&#8217;m talking about tolerating quirks, attitudes and irritating traits that the people (possibly friends, family or [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/03/tolerance/</link>
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		<title>Even more ways to save around the house!</title>
		<description><![CDATA[I&#8217;m always talking about ways to save around the house, and today I have even more tips for you!  Check out the following ideas: If you haven&#8217;t done an energy audit of your house, then you should!  Contact your local utility company to see if they will do it for free (they usually will), and [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/03/even-more-ways-to-save-around-the-house/</link>
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		<title>The census.  What&#8217;s normal &amp; what&#8217;s a scam.</title>
		<description><![CDATA[The census.  It&#8217;s what everyone is talking about right now.  I am happy to fill out the form, because I want to make sure that our area has proper government representation.  However, with everything else, when something &#8220;a little unknown&#8221; comes along, there will always be people around to take advantage of the uninformed.  Today&#8217;s [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/03/the-census-whats-normal-whats-a-scam/</link>
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		<title>Don&#8217;t forget to say please and thank you!</title>
		<description><![CDATA[One of the great ways to give your relationship and the emotional piggy bank (read more about this here) of your significant other a boost is to remember what you learned in elementary school.  For example, saying please and thank you.  It&#8217;s not much, but this little showing of respect and love is a huge [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/03/dont-forget-to-say-please-and-thank-you/</link>
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		<title>DIY&#8230;We should get back to taking care of ourselves!</title>
		<description><![CDATA[These days we hire out all sorts of things that we used to do ourselves.  We pay people to mow our lawns and shovel our driveways.  We pay people to clean our houses and carpets and vehicles.  Why do we do this?  Are we lazy?  Too busy?  Do we have too much money?  No matter [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/03/diy-we-should-get-back-to-taking-care-of-ourselves/</link>
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		<title>If you save it, then you choose how to spend it!</title>
		<description><![CDATA[Today&#8217;s article is titled Spending a school fund on CNNMoney.com.  It brings to question a subject that many of us either don&#8217;t think will ever happen, or, at least we hope it won&#8217;t!  The question?  What happens when your child decides not to go to college, and you&#8217;ve saved lots of money in an ESA, 529 [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/03/if-you-save-it-then-you-choose-how-to-spend-it/</link>
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		<title>Creative income and sacrificing for what you want.</title>
		<description><![CDATA[In this world, there are many different types of people.  We all approach a difficult situation differently.  While one person might attack a problem with voracity, another might decide to shelf it until a solution presents itself, while still another person might decide that they aren&#8217;t capable of solving the situation, and either seek outside [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/03/creative-income-and-sacrificing-for-what-you-want/</link>
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		<title>Get your audiobooks for free!</title>
		<description><![CDATA[I know that some of you don&#8217;t do audiobooks, but for those of you that do, you know that newer release books cost quite a bit to download/purchase.  Well, this weekend, while trying to find the best price on an audiobook that Jerrill and I wanted to listen to, we stumbled across a great way [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/03/get-your-audiobooks-for-free/</link>
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		<title>You might want to start saving for college BEFORE you have kids&#8230;</title>
		<description><![CDATA[College tuition is a very hot topic with most people.  Either you went to college and experienced the hefty cost, sent your child to college and experienced the hefty cost or decided not to go to college BECAUSE of the hefty cost.  What&#8217;s worse than the cost of tuition??  When the cost goes up almost [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/03/you-might-want-to-start-saving-for-college-before-you-have-kids/</link>
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		<title>Spoiled children and silly parenting.</title>
		<description><![CDATA[One of my best friends shared a story with me the other day that I felt compelled to share with our readers today.  She was at her salon, getting a haircut, when a mother came in with her 5 year old daughter for a manicure.  Big deal, you might say, until I tell you that [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/03/spoiled-children-and-silly-parenting/</link>
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		<title>It&#8217;s time to get creative!</title>
		<description><![CDATA[You&#8217;ve heard people say that &#8220;everyone is good at something&#8221;, and I believe that is true.  Everyone has something that they do well, and a lot of the time, that something can make you money!  So today,  I want you to create something (whatever you&#8217;re good at) and sell it! So, what are you good at [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/03/its-time-to-get-creative/</link>
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		<title>Your bank and overdraft protection&#8230;</title>
		<description><![CDATA[Today&#8217;s article, Banks use scare tactics to get you to sign up for overdraft protection, addresses the new bank overdraft &#8220;protection&#8221; law that basically says that you have to voluntarily sign up for the overdraft protection to let your bank keep processing your debit card transactions even after you run out of money.  As far as [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/02/your-bank-and-overdraft-protection/</link>
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		<title>Some stars should keep their day jobs!</title>
		<description><![CDATA[There&#8217;s a new show about to start on NBC called The Marriage Ref, and while I think it&#8217;s likely to be funny, I also think there will be people out there who take the advice offered by the celebrity guests as more serious and less entertainment.  Why shouldn&#8217;t they take it as real, valuable or [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/02/some-stars-should-keep-their-day-jobs/</link>
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		<title>Saving on ATM fees!</title>
		<description><![CDATA[ATM fees are one of those things that we all probably wish would fade away (except perhaps the owners of the banks), considering they usually run $2-$4 each time, possibly from each bank!  Luckily, there are a few ways to avoid these fees. The first is the obvious choice: Use only your own bank&#8217;s ATMs.  [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/02/saving-on-atm-fees/</link>
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		<title>Why spending today costs more than you think&#8230;</title>
		<description><![CDATA[Once again we look to Dan Miller and his 48 days blog (visit the links section of our website for more info on Dan Miller) for an interesting article.  Today&#8217;s article, Look rich-die broke was inspired by a sign in front of a car accessories shop in Florida that read: &#8220;Rent your wheels and tires here&#8221;. Like [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/02/why-spending-today-costs-more-than-you-think/</link>
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		<title>Obsession with Hollywood not good for the pocketbook&#8230;</title>
		<description><![CDATA[Personal confession: I love reading fashion magazines.  I like to see what trends are out there, to know what the best beauty tricks and products are etc.  Unfortunately, part of that world is the celebrity.  Magazines put them on their covers, they include their opinions on everything from decorating to politics (yes, because acting in [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/02/obsession-with-hollywood-not-good-for-the-pocketbook/</link>
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		<title>Saving on auto insurance!</title>
		<description><![CDATA[Premium prices on auto insurance are a killer.  Nobody enjoys paying more than they need to for insurance, so here are some ideas on ways to save some cash.  Raising your deductible can save you plenty of money, if you are able to cover said deductible when and if you are in an accident. Skip [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/02/saving-on-auto-insurance/</link>
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		<title>Cars, cell phones and burgers&#8230;</title>
		<description><![CDATA[While researching for today&#8217;s financial news post, I had a problem that I&#8217;m not sure has happened in the past.  I found TOO MANY good articles to write about!  Now, they&#8217;re not exactly hard hitting journalism, but they are all something our readers/consumers should be aware of, and so I&#8217;ve decided to share them all.  [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/02/cars-cell-phones-and-burgers/</link>
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		<title>Valentine&#8217;s Day tips and ideas&#8230;</title>
		<description><![CDATA[Much to the dismay of many men across the country, Valentine&#8217;s Day is this weekend and now is the time to start planning (earlier would have been good as well, but I&#8217;ll take what I can get).  So, say you want to do something for Valentine&#8217;s Day, but either can&#8217;t think of anything, or are on [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/02/valentines-day-tips-and-ideas/</link>
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		<title>Fees and mirroring&#8230;</title>
		<description><![CDATA[For most of us, fees are the type of bill that give us heartburn or headaches.  They stink!  And, if we&#8217;re actually paying attention to our bills, fees just irritate us to no end.  Especially when we see all the extra taxes on there lumped in with the fees, since we give Uncle Sam plenty out [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/02/fees-and-mirroring/</link>
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		<title>Reality check for the amount you&#8217;re saving&#8230;</title>
		<description><![CDATA[Do you think you&#8221;re saving enough?  If so, are you sure? Today&#8217;s article, titled, How much should I save?by Donna Rosato, is an in depth look at an entrepreneur and her retirement portfolio.  The entrepreneur is hoping that a financial planner who looked at her portfolio will &#8220;bless it&#8221; and tell her good job.  Unfortunately, [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/02/reality-check-for-the-amount-youre-saving/</link>
			</item>
	<item>
		<title>Today, we have a &#8220;guest speaker&#8221;&#8230;</title>
		<description><![CDATA[Today, we have an article written by a friend and business associate.  It isn&#8217;t exactly in our normal scope of what we write about, but for those of you thinking of starting your own business so that you can earn extra income and get yourself out of debt, this is for you: Small Business Tips, [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/02/today-we-have-a-guest-speaker/</link>
			</item>
	<item>
		<title>Taking on too much &amp; treating yourself&#8230;</title>
		<description><![CDATA[Okay, so what happens when you decide that you want to lock down your finances, follow a budget and get out of debt.  We know that getting out of debt can be a boring and tiring experience, but you can take some precautions to guard against that.  First of all, stick to your budget, but [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/02/taking-on-too-much-treating-yourself/</link>
			</item>
	<item>
		<title>Why handouts aren&#8217;t good in the long run&#8230;</title>
		<description><![CDATA[A new blog post by one of my favorite Authors/entrepreneurs, Dan Miller, caught my eye, and I thought it would be worth sharing.  The post, titled, When Helping Hurts focuses on some recent developments regarding our national unemployment program. The government is looking into extending benefits in the unemployment program for the 5th (that&#8217;s right, I [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/01/why-handouts-arent-good-in-the-long-run/</link>
			</item>
	<item>
		<title>What would you do for a Klondike Bar??</title>
		<description><![CDATA[What is your ultimate goal?  Your &#8220;Klondike Bar&#8221;, so to speak.  What would you do to accomplish that goal?  No matter what your ultimate goal is, more than likely you need to plan for it!  Are you planning for this goal that you want to achieve?  Are you working toward it as I&#8217;m typing this?  If not, [...]]]></description>
		<link>http://www.lovemorelivebetter.com/blog/2010/01/what-would-you-do-for-a-klondike-bar/</link>
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