Tomorrow is Thanksgiving, and, of course, the day after that is black Friday. Irregardless of your opinions of the day, chances are, you, or someone in your family will be out shopping that day. The energy of the crowd, the music, the upbeat (if they’re any good) sales clerks…all of these things will put you in the mood to spend. And that is fine, but you need to be sure you’re spending your own hard earned money, and not using a credit card. Yes, I have said this before, and no, I don’t want to have to say it so often…but frankly, if people can’t control their own spending, someone has to tell them it’s the wrong thing to do, and I (we) am happy to be that someone.
These stores are making a significant percentage of their quarterly profits on this one day, so you know they want you in their store and spending…that means you need to be wise about how you shop. As I said above, DO NOTuse credit cards! A $200 purse on 10% interest with a minimum payment of $10 a month will take 21 months to pay off, making the cost $250! Also, SETa spending limit, and stick to it. Don’t think of black Friday as a day to go “hog wild” and just buy up everything you’ve wanted all year…unless of course, you’ve saved up to buy everything you’ve wanted all year for you and everyone else. Another good idea? SCHEDULE a meal or movie time for the day! Not only will this take away from the stress of the day, but since you were up so early, the movie will be the cheaper matinee! Woohoo!
To all of our readers, we wish you and your family a very happy Thanksgiving. Enjoy the time with friends and family and be safe in any and all of your travels.
