Today’s article is How to Save on Cell Phone Plans, by Lindsay Funston. It gives advice on saving on your cell phone plan, based on a few questions to which you answer yes or no. Jerrill and I have had to review our own cell phone plans lately, what with everyone texting like crazy. I needed a lot more texts per month, and we both needed earlier nights and weekends. I definitely would have liked to have had this list when I was tweaking my plan…unfortunately, I hadn’t discovered it yet!
The topics it helps you with are as follows:
- Text Messaging – Whether or not you know it, text messages charge both the sender, and the recipient. So, if you don’t send any messages, but still receive some, you are paying for them…depending on how many you send and receive, you might like to have a messaging plan.
- Extended Calling Hours – Not everyone likes to wait until 9 pm to make all their phone calls, and certainly not everyone likes to receive them after 9pm. Making calls before that time usually charges your “anytime” minutes, which are much more costly than your night and weekend minutes…this plan could save you significantly!
- Prepaid Calling Plans – For the people that rarely use their phones. Low minutes, low price…sounds pretty good, doesn’t it??
- Overseas Calling – I have no real experience with this, but I know it’s expensive, so any way to save here is a good way!
- Phone Insurance – No one needs this. It’s ridiculous. Period.
Personally, I think it’s unfortunate that most people don’t know what type of plan they have from their cell phones to their cable/satellite packages! If you are paying someone for something, you should know what you’re paying for! Don’t just let them charge you and hope you’re getting a good deal! Look into it! Maybe this article and these tips will help you save some money. Remember, $5 a month is $60 a year, which will be a nice addition to your budget, no matter if it’s for vacation or savings!
Tags: Budgeting, saving money
