I know it can be hard to think ahead to the cooler months when it’s 9000+ degrees outside, but now is the time to start planning for your Christmas/holiday spending! We have 19-20 weeks until the holiday season, and that gives you plenty of time to save up (although, you know we prefer for this type of thing to be a line item in your budget)!!!
I always start talking about and planning for the Christmas season around this time. Although we save for it all year long, I like to start planning early, to give me plenty of time to decide what gifts I want to give to loved ones and have plenty of time to find deals on those items I want to purchase!
What if you haven’t planned ahead like us? Well, even $10 a week from now until Christmas will give you almost $200 to spend on a nice dinner and some small gifts for your family, that you didn’t have to put on a credit card!
I know we all get busy, but it’s no excuse for using credit cards to buy gifts for family members because you “forgot” Christmas was in December! It’s like I always say; No one wants you to go into debt to buy them a present. So, what do you do? Take the initiative. Start saving now if you aren’t already. Make this year the year you pay Cash for Christmas!
